We all know that financial literacy is vital to our ability to have a comfortable financial future, but very few of us learn it in school. Instead, parents and self-study are left to pick up the slack.

According to a study by Annamaria Lusardi, a professor at George Washington University, only about 30% of U.S. adults can answer these three basic personal finance questions. But if you struggle with them, don’t worry! There’s always time to learn more.

Take the quiz below and see if you’re way ahead of the pack when it comes to your money.