Category: Destroy Debt

Five Ways I Disagree With Dave Ramsey

by Ben Tejes | Mar 10, 2020 | Destroy Debt | 0

Dave Ramsey is a personal finance guru with many years of wisdom. He’s helped thousands get out of...

Millennials: Six Quick Tips to Raise Your Credit Score

by Joe Camacho | May 26, 2019 | Destroy Debt | 0

Very few people hit a home run on their first at bat, and this is especially true for millennials...

Good Debt vs. Bad Debt – Why Dave Ramsey is Both Right and Wrong About Debt

by Curtis Hearn, CFP | Jan 17, 2018 | Destroy Debt | 4

Dave Ramsey is a popular personal finance educator who espouses a philosophy of avoiding debt at...

What an Emergency Fund Is and Why You Need One

by Curtis Hearn, CFP | Aug 28, 2017 | Budget Like a Boss, Destroy Debt | 0

You’ve probably heard of something called an “emergency fund,” also called a...

Build an Emergency Fund or Pay Off Debt? Which Should You Do First?

by Curtis Hearn, CFP | May 9, 2017 | Budget Like a Boss, Destroy Debt | 2

You’ve probably heard of something called an emergency fund, otherwise known as a...

6 Essential Tips I Used to Pay Off Over $40k in Debt

by Curtis Hearn, CFP | Apr 17, 2017 | Destroy Debt | 0

If I’m honest, I was quite pleased with myself about this time 10 years ago. I had just...

How a Doctor Paid Off All Her Student Loans BEFORE her First Real Job

by Curtis Hearn, CFP | Dec 4, 2016 | Destroy Debt | 0

I came across Dr. Wise Money through a Facebook group for personal finance bloggers. I wanted to...

Crush Your Taxes

About SMN

Hi, I’m Curtis. I created SMN as a personal blog to chronicle my investing and personal financial life. I’m a finance industry veteran, a CFP, and just all around money geek (read my story). I try to keep it light, irreverent, and fun around here–no finance jargon allowed! Please drop me a note, ask a question, or comment as desired. NOTE: Info posted on SMN is personal opinion, not professional investment advice (read more.)